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Current Rates

Loan Rates - Effective 10/05/2006
Signature \ Share Secured \ New Autos \ Autos
Dividend Rates - Effective 04/18/2008
Shares \ Checking \ Christmas Club \ Certificates
     
SIGNATURE LOAN - $500.00-$10,000.00
 
APR* - AS LOW AS
  1 To 18 Months
8.50%
19 To 30 Months
10.00%
31 To 36 Months
11.00%
37 To 42 Months
12.00%
43 To 48 Months
12.50%
APR is the Annual Percentage Rate.


SHARE SECURED LOAN
 
APR* - AS LOW AS
 
Rate earned on security + 1%
APR is the Annual Percentage Rate.


NEW AUTOMOBILES ONLY
 
APR* - AS LOW AS
6 Years
Purchase Price $15,000 - $21,000
6.75%
7 Years
Purchase Price $15,000 - $21,000
7.00%
APR is the Annual Percentage Rate.


AUTOMOBILES
 
APR* - AS LOW AS
1 Year
5.25%
2 Years
5.50%
3 Years
6.00%
4 Years
6.25%
5 Years
6.50%
APR is the Annual Percentage Rate.
  • Actual rates will be based upon applicant's credit score
  • Will finance 100% of purchase price or NADA retail value including tax and title on vehicles less than 5 years old
  • A $15.00 non-refundable processing fee is charged per application regardless if loan is approved or denied. New Car is any vehicle 5 years old or less. Vehicles older than 5 years use signature loan rates.
 
SHARE ACCOUNTS
 
Nominal Rate
APY*
$0 - $300
0.00%
0.00%
$301 - $5,000
1.00%
1.00%
$5,001 - $10,000
1.00%
1.00%
$10,001 - $75,000
2.00%
2.00%
$75,001 - $100,000
2.48%
2.50%
Over $100,000
2.97%
3.00%
APY is the Annual Percentage Yield.


CHECKING ACCOUNTS
 
Nominal Rate
APY*
Checking
1.00%
1.00%
APY is the Annual Percentage Yield.


CHRISTMAS CLUB ACCOUNTS
 
Nominal Rate
APY*
 
1.50%
1.51%
APY is the Annual Percentage Yield.


CERTIFICATES
 
Nominal Rate
APY*
  6 Month
2.66
2.69
12 Month
2.85
2.89
18 Month
2.95
2.99
24 Month
3.04
3.08
36 Month-Bump
3.24
3.29
60 Month-Bump
3.43
3.48
APY is the Annual Percentage Yield.